Ms. Chen is our Chief CreditRisk Officer. She brings 10+ years of experience in credit, fraud, risk monitoring, loss forecasting and marketing analytics. She focuses on developing high performing risk and analytics teams and building data-driven business strategies. Ms. Chen most recently served as Chief Risk and Analytics Officer of CNG Holdings. She holds a MS is Statistics from Oregon State University, a MS in Finance from University of Konstanz (Germany), a BA in Marketing and a BS in Economics from Peking University (China).