CURO is a full-spectrum consumer credit provider across the U.S. and Canada. The Company was founded in 1997 by three childhood friends in Kansas to meet the growing consumer need for short-term loans. Today, CURO operates a robust, omni-channel platform providing comprehensive credit solutions to help customers achieve their financial goals. CURO’s decades of experience with alternative data power the underwriting and scoring engine, mitigating risk across the full spectrum of credit products. CURO operates under a number of brands including Speedy Cash®, Rapid Cash®, Cash Money®, LendDirect®, Flexiti®, Avío Credit®, Opt+®, Revolve Finance®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Phase. Our diversified product channels allows us to meet the changing needs and preferences of our customers.
1997
Company started with one store in California
2008
Grew business with assistance from investor FFL
Started lending online
2011
Acquired Cash Money in Canada
Launched Opt+ in the US
Opened 100th Speedy Cash store
2012
Acquired The Money Box in TX, an operator of 66 check cashing stores
2014
Launched Opt+ throughout Canada
2015
Launched account management & lending capabilities with mobile app
2016
Created online lending co. in Canada, LendDirect
Became a leading lending company in the US & Canada based on revenue
2017
Created online lending co. in the US, Avío Credit
Opened first LendDirect branch
Made our initial public offering
2019
Launched online bank account Revolve Finance
2021
Acquired Flexiti, a leading provider of point-of-sale consumer financing solutions for retailers
Expanded into near-prime lending in the US with the acquisition of Heights Finance
Dedicated to serving our Customers however they choose to work with us, Customers can conduct financial transactions online, via our mobile app, over the phone with our Contact Center, or by visiting one of our store locations.
We employ diversified Customer acquisition strategies using an Omni channel approach with a single customer database.
We have developed Advanced Credit Decisioning abilities with our proprietary CuroScore™.